Wisconsin Health Insurance Quote.

By completing the form above you will get a free comparative health insurance quote from national carries with local agents licensed to provide quotes in Wisconsin. There is absolutely no obligating to purchase and the process is fast, easy, and FREE.

When you speak with your local agent remember to ask about Dental, Vision, Life and other ancillary products that are often available to health insurance policy holders at affordable rates.

Having health insurance can quite possibly save you a great deal of money. But to maximize the amount you can potentially save, you must compare health insurance benefits and rates. The best WI health insurance quotes are available here, to get started fill out our quote form and you can easily secure the cheapest insurance rates from top health insurance companies today.

Wisconsin Health Insurance Information and Resources:

Wisconsin Health Insurance Risk Sharing Plan (HIRSP).

HIRSP does not offer family Wisconsin health insurance coverage. If you are federally eligible, you can buy health insurance from the Wisconsin Insurance Pool (HIRSP). You must have had 18 months of continuous creditable Wisconsin health insurance coverage, at least the last day of which was under an employer-sponsored group Wisconsin health insurance plan. If you are not federally eligible, you can apply for Wisconsin health insurance coverage from HIRSP if you are a resident of Wisconsin and under the age of 65. There are several different ways to show eligibility: HIRSP covers hospital and physician care, prescription drugs, maternity care, and other services. HIRSP offers two types of policies. Plan 1 offers you a choice of two cost sharing-arrangements. Plan 2 is only for persons eligible for Medicare. HIRSP plans also include pharmacy benefits. If you are federally eligible, you will not be subject to a pre-existing condition exclusion when you enroll in the HIRSP. If you are not federally eligible, you will have a 6-month pre-existing condition exclusion period when you first enroll in the HIRSP. HIRSP premiums are no less than 150% off the amount that a healthy person would pay if he or she bought a similar plan sold by a private insurer. Premiums and deductibles may be lower for persons with household incomes less than $25,000. Contact HIRSP for the most current information about premium and Wisconsin health insurance coverage options. HIRSP policies are renewable as long as you pay your premiums, continue to be a resident of Wisconsin, and meet other eligibility requirements.

Wisconsin BadgerCare Program.

A family income with a household income up to 185% of the federal poverty level (FPL) is eligible for the Wisconsin BadgerCare Program. BadgerCare does not impose a pre-existing condition exclusion period. BadgerCare provides comprehensive Wisconsin health insurance coverage to enrollees including doctor’s visits, hospital care, prescriptions, mental health services and dental care. If your family income is below 150%, of the federal poverty level, you will pay no premium or co-pay. Most BadgerCare families are enrolled in the Wisconsin Medicaid Managed Care Health Insurance Organization program.