Minnesota Health Insurance Quote.

By completing the form above you will get a free comparative health insurance quote from national carries with local agents licensed to provide quotes in Minnesota. There is absolutely no obligating to purchase and the process is fast, easy, and FREE.

When you speak with your local agent remember to ask about Dental, Vision, Life and other ancillary products that are often available to health insurance policy holders at affordable rates.

Having health insurance can quite possibly save you a great deal of money. But to maximize the amount you can potentially save, you must compare health insurance benefits and rates. The best MN health insurance quotes are available here, to get started fill out our quote form and you can easily secure the cheapest insurance rates from top health insurance companies today.

Minnesota Health Insurance Information and Resources:

Minnesota Comprehensive Health Association (MCHA).

In general, you can buy Minnesota health insurance coverage from MCHA if you have lived in Minnesota for at least 6 months and can demonstrate proof of uninsurability. If you are federally eligible, you can also buy health insurance from MCHA without limits on Minnesota health insurance coverage for pre-existing conditions. You can choose from 3 plan options under MCHA. Covered benefits include hospital and physician care, prescription drugs, home health care, and other services. If you are not federally eligible, MCHA will exclude Minnesota health insurance coverage for your pre-existing condition for 6 months. If you are federally eligible, MCHA will not impose a pre-existing condition exclusion period. Premiums vary based on your age and the plan you choose. MCHA policies are renewable as long as you pay your premiums, continue to reside in Minnesota, and meet other eligibility requirements.

MinnesotaCare.

To be eligible for Minnesota health insurance coverage under MinnesotaCare, you must have been without health insurance for at least 4 months. If you are an adult age 21 or older and are pregnant or have children, your family income must be less than 275% of the federal poverty level ($3,353 monthly income for a family of three in 2001). In general, MinnesotaCare only covers up to $10,000 in hospital care per year. Premiums are charged on a sliding scale, based on your income and family size. Applications for MinnesotaCare are available from public schools, clinics, and social service agencies, or by calling MinnesotaCare.

Minnesota General Assistance Medical Care (GAMC).

To be eligible for Minnesota health insurance coverage under GMAC, your family income must be less than 70% of the Federal Poverty Level ($854 monthly income for a family of three in 2001), you must have less than $1000 in household assets, and you must not be eligible for Medicaid. GAMC covers a range of services including inpatient and outpatient hospital care, visits to the doctor, prescription drug, dental and vision care. GAMC may be used to help pay premiums for other health insurance. Applications are available from your local county human services agency.

Minnesota Prescription Drug Program.

To be eligible for the Prescription Drug Programs, you must be over the age of 65, have lived in Minnesota for at least 6 months, be enrolled in or applying for QMB or SLMB. The Prescription Drug Program will cover the cost of most prescription drugs after the first $35 per month that you pay.