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Louisiana Health Insurance: Free Quote! |
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Louisiana Health Insurance Quote. By completing the form above you will get a free comparative health insurance quote from national carries with local agents licensed to provide quotes in Louisiana. There is absolutely no obligating to purchase and the process is fast, easy, and FREE. When you speak with your local agent remember to ask about Dental, Vision, Life and other ancillary products that are often available to health insurance policy holders at affordable rates. Having health insurance can quite possibly save you a great deal of money. But to maximize the amount you can potentially save, you must compare health insurance benefits and rates. The best LA health insurance quotes are available here, to get started fill out our quote form and you can easily secure the cheapest insurance rates from top health insurance companies today. Louisiana Health Insurance Information and Resources: Louisiana Health Plan (LHP).There are 4 ways you can be eligible for Louisiana health insurance coverage through LHP: First, if you are HIPAA eligible, you can buy health insurance from LHP without pre-existing condition exclusion periods Second, if you had continuous major medical Louisiana health insurance coverage and lose it involuntarily (for example, when an insurer discontinues an individual health insurance product), you can buy health insurance from LHP. Third, you can buy LHP Louisiana health insurance coverage if you have lived in Louisiana for at least 6 consecutive months and can demonstrate proof of uninsurability. You also may be eligible for LHP if you recently moved from another state where you were covered under that state’s high-risk pool and that state has entered into a reciprocal arrangement with LHP. LHP offers Louisiana health insurance coverage with a choice of annual deductibles ($1000, $2000, $3500 or $5000). If you are HIPAA eligible or lose continuous Louisiana health insurance coverage involuntarily, you will not be subject to a pre-existing condition exclusion period. If you are not HIPAA eligible, LHP will exclude Louisiana health insurance coverage for your pre-existing condition for 6 months. Premiums vary based on the type of plan you choose, where you live, your gender, your age, and whether you smoke. You can remain enrolled in LHP as long as you pay your premium and until you reach your lifetime cap on covered benefits. Louisiana Breast and Cervical Cancer Treatment Program.The Breast and Cervical Cancer Treatment Program provides full healthcare benefits through the Louisiana Medicaid to qualified women who are screened through the National Breast and Cervical Cancer Early Detection Program and diagnosed with breast and/or cervical cancer. In order to be eligible for no-cost cancer treatment Louisiana health insurance coverage, you must be a Louisiana resident, you must be under age 65 with no health insurance Louisiana health insurance coverage or Medicare, must meet satisfactory immigration status, and have a monthly gross income below 250% of federal poverty level. Louisiana Children's Health Insurance Program (LACHIP)A child whose family has a household income at or below 200 percent of the federal poverty guideline may be eligible for LaCHIP. Some of the benefits include physician services, hospitalization, preventive and emergency care, immunizations, prescription drugs, physical and speech therapy, and dental and vision care. Louisiana LaCHIP is offered to eligible children at no cost. |
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