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Health Insurance Quote
By completing the form above you will get a free comparative health insurance quote from national carries with local agents licensed to provide quotes in your state. The process is fast, free, and easy. We offer this service free to consumers as a means to compare rates and benefits and find a comprehensive and affordable health insurance policy.
When you speak with you local agent remember to ask about Dental, Vision, Life and other ancillary products that are often available to health insurance policy holders at affordable rates.
Having health insurance can quite possibly save you a great deal of money. But to optimize the amount you can potentially save, you must search for the best health insurance quotes. The best health insurance quotes are out there, all you have to do is fill out our quote form and you can easily secure the cheapest insurance rates from top companies today.
Health Insurance Information and Resources:Research Health Insurance.
Research is by far your best protection. Fortunately, the Internet is also a great research agent. Determine which insurance coverage best fits your needs, then shop around for companies, agents, premiums and coverage.Double Check the Health Insurance Company and Agent.
In order to sell insurance in your state, the company and the agent must be licensed. To confirm the credibility of a company or agent, check with your state insurance department for the following the facts:
• Is the company licensed in your state?
Once you’ve checked your facts and found the company, agent and policy that suits your needs, you’re ready to purchase. At this point, security is the name of the game. Take some extra precautions to protect your personal information:
• Update your browser. The newer browsers are equipped with
more current security measures. One way to check if you are
transmitting across a secure site is by checking the address. A
secure site address may begin with https:// instead of the usual
http://. Or, the site may have a small key or closed lock icon
located somewhere in the bottom left or right corner of the screen.
As you complete your research and purchase, it’s important to keep detailed records. Get all rate quotes and key information in writing for your file. Also, once you decide to purchase online, keep a copy of all paperwork you complete and sign, as well as any correspondence, special offers and payment receipts. Please note: You should receive a copy — not a photocopy — of your new policy within 30 to 60 days of purchase. If you do not receive your copy, contact the insurance company immediately.Purchasing Online Health Insurance red Flags.
Here are some quick “red flags” to warn you against possible
If it seems too good to be true, it probably is. Nationwide, the health insurance marketplace is facing tough times. The cost of health insurance is rising. Those seeking to make a profit by selling fraudulent health insurance claim that state insurance laws don’t apply. These entities recruit insurance agents to sell “ERISA plans” or “union plans” that falsely claim to be exempt from state law.Get the Facts.
Consumers and employers should take care to ask their agents whether the health coverage they are purchasing is fully insured by licensed insurers. A “union plan” sold by an agent, health coverage that seems unusually “cheap,” health coverage that is issued with few questions about the applicant’s health condition or plan material that refers only to a “stop-loss” insurer should alert a consumer to question the selling agent or contact the state insurance department.
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